Your own burial is a sensitive issue that many people are reluctant to think about. But precisely because death often comes unexpectedly, it is important to deal with it at an early stage. With targeted funeral planning, you can not only record your personal wishes for the last farewell, but also relieve your loved ones financially and emotionally
Under Funeral provision All measures taken during one's lifetime to arrange one's own funeral are understood. This includes both organizational planning (e.g. type of funeral, place of burial, course of the funeral service) as well as financial security (e.g. via an escrow account or funeral benefits insurance). In this way, you ensure that your wishes are implemented and that your relatives are burdened as little as possible in the event of bereavement.
A funeral plan combines personal freedom of choice with practical benefits by both respecting your wishes and supporting your family during a difficult time.
With a funeral plan, you decide during your lifetime how and where you would like to be buried. This gives you peace of mind knowing that your last journey is being designed with your mind in mind.
In the event of death, survivors often feel great emotional pressure because they do not know what they want for their funeral. Precautionary planning prevents your family from having to make important decisions alone.
Since you calculate the funeral costs in advance, you get a reliable overview of possible expenses. This protects your relatives from unexpected burdens and ensures that there are no unplanned costs. With an escrow account, you can already financially relieve your family and make provisions.
Contact us at any time — we will give you individual advice, plan your funeral as you wish and ensure a smooth implementation.
In case of an emergency, we are available by telephone 7 days a week, 24 hours a day. We offer our funeral services throughout Germany, with locations in the following cities:
In a funeral provision contract, you write down your specific wishes (e.g. form of burial, coffin/urn, funeral service) with a funeral home such as Memovida and set the budget. Important to know: The contract is valid transmortally — i.e. even after your death. This means that your relatives may not deviate from your stipulations without good reason.
A funeral order is a document in which you state your wishes regarding the procedure and organization of the funeral. It can, but does not necessarily have to, be integrated into the pension contract. It is also often deposited separately with the notary. Unlike the pension contract, the funeral order usually regulates not financial security.
If you want, you can download the funeral order, record your wishes and let your loved ones know where to find them.
The escrow account (or funeral escrow account) is a frequently chosen solution for depositing the costs of the funeral for a specific purpose. During your lifetime, you deposit the desired amount into a special account that is resistant to insolvency and seizure. In the event of death, only the commissioned funeral home may access this money — and only to implement your agreed funeral. Any remaining amounts will be paid out to your relatives.
| Benefits of an escrow account |
|---|
| Seizure and insolvency proof |
| Flexible in amount and method of payment (one-off payment or installments) |
| Social Welfare Office cannot access it in case of need, unless appropriate |
Another option is death benefit insurance. Here you pay monthly or yearly contributions. When you die, the insurance company pays out a contractually agreed amount to cover funeral expenses. This form of protection is particularly suitable if you do not want or cannot immediately deposit a larger amount of money.
We will help you to organise and secure your funeral according to your wishes while you are still alive. We offer you the following options:
Create a non-binding pension offer now and receive transparent price information based on your individual wishes.
You can make yourself a free offer here or simply give us a call. In any case, we will provide you with a non-binding consultation, discuss any questions you may have and how you would like your funeral to proceed.
Whether you can deduct funeral benefits for tax depends on your individual situation. Contributions to death benefit insurance may be claimed as pension expenses. It is best to contact your tax advisor or the responsible tax office for legally secure information.
Funeral provision is particularly useful to ensure that one's own wishes are met and that relatives are relieved. In addition, costs can be calculated and secured in advance.
How much does a funeral plan cost?
The costs depend on the desired type of funeral, the extent of the funeral service and possible additional services. As a rule, the range is between 4,000 and 10,000 euros.
From advice to defining your wishes (e.g. in a pension contract) to financial security via an escrow account or death benefit insurance: You decide what is important and how high the budget should be.
Typical options include a funeral escrow account, funeral benefits insurance (death benefit insurance) or a direct one-off payment to an independent retirement account.
A funeral plan gives you the opportunity to plan your own funeral down to the last detail and ensure financing. In this way, you relieve your family during an already difficult time and at the same time preserve your personal wishes. Memovida is at your side throughout the process with consulting expertise and transparent offers.
If you would like individual advice or have any further questions, Please feel free to contact us. We will guide you step by step so that your funeral provision really suits you.
On Friday last week, my mom went her last journey. With Memovida, we found lovely people who were available to us with advice and assistance, a bit unconventional but the best decision we could make. From start to finish, we received great care so that I had time to mourn my mom. Many thanks to Mrs. Haan for the lovely conversations on the phone and to everyone else who did their very best.
Step by step, we were helped to shape our loved one's last journey. There were no questions left unanswered. A truly respectful and compassionate service.
I am impressed by the professionalism and at the same time the consideration of individual needs and wishes. The necessary handling of the funeral service felt human and not clinical.
It is a relief in these times when a company takes care of everything. I was able to concentrate on what was important: remembering my grandmother. Just wonderful.
